These big banks are just plain evil….
I was in BB&T last week and saw a sign saying they would charge either $8 or $12 to cash a check drawn on their bank for people without an account of their own. That should be illegal.
And now I see this?
Evil… just plain evil.
If banks are going to administer Government benefits, they should be required, by contract, not to charge the people receiving the benefits. They still make money from merchants when debit/credit cards are used and that’s fine. It’s soaking the beneficiaries, who can least afford it, that is just plain wrong….
Evil…just plain evil.
I don’t know why anyone deals with these banks who doesn’t have to do so. The rest of us should be moving our money out to Credit Unions or, at the very least, local community banks….
Out of work and living on a $189-a-week unemployment check, Rob Linville needs to watch every penny. Lately, he has been watching too many pennies disappear into the coffers of the bank that administers his unemployment check via a prepaid debit card.
The state of Oregon, where Linville lives, deposits his weekly benefits on a U.S. Bank prepaid debit card. The bank allows him to make four withdrawals per month free of charge. After that, he must pay $1.50 for each visit to the ATM and $3 to see a teller. Managing his basic expenses, including rent, bus fare and groceries, typically requires more than four withdrawals, he says. Unexpected needs — Linville recently bought a sport coat for $20 to prepare for a job interview — entail more. He’s afraid to withdraw his full benefits in one shot, knowing that the bank could sock him with a $17.50 overdraft fee if he exceeds his balance. So he pulls out small amounts of cash as he needs it, incurring about $15 in fees in the last two months he says.
“I’m so broke,” Linville said, his voice expressing resignation that this is simply how the world works. “But I don’t really have any other options.”
Across the nation, people receiving a range of state-furnished benefits — from unemployment insurance and food stamps to cash assistance for poor families — are facing similar options and reaching the same conclusion. In 41 states major banks and financial firms have secured contracts to provide access to public benefits via prepaid debit cards. And banks are increasingly extracting hefty cuts of these funds through an assortment of small fees. U.S. Bank, JP Morgan Chase, Wells Fargo, Bank of America and other institutions hold contracts to distribute these benefits on prepaid debit cards.
Ten Things I Hate About Republicans
As a start, let’s remember the classic premise under which the Republican Party has traditionally built its platform: “A strong national defense and less government intrusion into our daily lives.” Doesn’t sound too bad on the surface, but the devil is in the details and how the GOP has evolved over the last 30 years.
The GOP used to be the bastion of White Shoe Lawyers, Old Money and the Corporate Elite. At least they were straight forward about their goals in those days. It was all about preserving capital within the family, making money and leaving every one else alone as long as those goals were achieved.
Then came the unholy alliance with the Religious Right. Then they had to pretend they gave a damn about abortion and gays. There went the part of the platform about “less government intrusion into our daily lives.” Out the window. The proverbial baby with the bath water,
That eventually led to most sensible people leaving the GOP. This was all just too tacky for the Country Club Republicans to accept. So, they moved to the Democrats and we saw the rise of the Corporatist Wing of the Democratic Party.
Arguably, a lot of today’s Democrats are very similar to the Republicans of 30 or 40 years ago. That means a lot of people don’t quite fit anywhere. However, the Democratic Party is more open to dissension and discussion, so most of these folks stay with the Dems and try to work it out. The Dems negotiate, the GOP purges like the Stalinists of yore….
But I digress…let’s get back on topic.
What do I hate about the “modern” GOP? Let me tell you…
1. They are mean- these folks go for the jugular vein. They don’t discuss, they don’t book dissent, they kill. Truth is usually the first victim. They have obviously read their Machiavelli and believe you can’t wound a prince, you must kill him. (See Rick Perry)
2. They lie with impunity- The modern GOP does not believe in facts, they believe in propaganda. They will look you in the eye – or more likely television camera- and lie. Their goal is to create an alternate reality that benefits the Rich without anyone getting wise to the situation. (See Fox News)
3. They are hypocrites- They claim moral superiority and belief in “traditional” family values while serially abandoning wives and families for new trophy wives. (See John McCain and Newt Gingrich)
4. They are plastic- If Ken and Barbie ran for office they would be Republicans. I’m convinced the GOP and fundamentalist ministers keep the hairspray companies in business. I would just love to put all the GOP debaters in a wind tunnel and see how they came out. I wonder if their hair is real or if it’s like some play-dough helmet they put on everyday….(See Mitt Romney and Rick Perry)
5. They are proud of their ignorance- They hate science and won’t believe simple facts. They can’t be bothered to learn or study the issues. (See Herman Cain and Sarah Palin-among others)
6. They are intolerant of other religions or the religious views of others- Each of them seem to be convinced they have a direct line to God and he speaks only to them. Anyone who disagrees with them is bound for hell. (See Michele Bachmann and Rick Santorum)
7. They are heartless- Ideological purity is of the utmost importance-particularly to the Libertarian Republicans. These guys believe in almost no government. If you get sick and don’t have any money, it’s okay to let you die. They think you should have planned better and worked harder. (See Ron Paul)
8. They are anti-intellectual- Used to be we wanted the smartest guy or gal in the room for our President. Not the GOP. Not only are they proud of their ignorance, they dismiss intelligence and intellectual curiosity as signs of ideological weakness. They think people who actually study the issues and the facts are wasting valuable time. To them, facts are to be adjusted to drive the agenda and one shouldn’t think too much about things like starting a war with Iraq because someone insulted Daddy. (See George W. Bush)
9. The are vengeful- They truly believe there are only two important concepts in politics: Loyalty and Revenge. You must be loyal, without asking questions, or you will face their revenge. (See George W. Bush and Dick Cheney)
10. They are always out for themselves- Their motto really should be “I’ve got mine, screw you.” They don’t believe in anything that stands in the way of profiteering. It’s all about “me” to them. They don’t even recognize the existence of anyone else as that would require them to stop gazing at themselves in the mirror and reading their bank statements. (See Sarah Palin)
I could go on, but I’ll stop here for now….
I’m sure before the Republican Presidential Primaries are over, I’ll be able to add to this list…..
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